1.Bank overdraft facilities are available on
(A) savings bank account
(B) current account
(C) term deposit account
(D) none of these
Answers
Answer:
1. We should keep our savings with
banks because
a) It is safe
b) Earns interest
c) Can be withdrawn anytime
d) All of above
2. Bank does not give loan against
a) Gold Ornaments
b) LIC policy
c) Lottery ticket
d) NSC
3. Bank having maximum number of
branches in India
a) Reserve Bank of India
b) State Bank of India
c) Punjab National Bank
d) Bank of Baroda
4. 100/- Rupee note is signed by
a) Prime Minister
b) Finance Minister
c) RBI Governor
d) None of above
5. ATM password should be kept in
a) Personal diary
b) Office diary
c) Memory
d) All of above
6. ATM password to be shared only
with
a) Spouse
b) Obedient son
c) Obedient daughter
d) None of above
7. Nomination can be done in
a) Savings Bank account
b) Recurring Deposit account
c) Fixed Deposit account
d) All of above
8. Who is the present Governor of
RBI?
a) K.C. Chakrabarty
b) D K Mittal
c) Raghuram Rajan
d) Montek Singh Ahluwalia
9.
is the logo of
a) State Bank of India
b) Punjab National Bank
c) Bank of Baroda
d) None of above
10. Minimum age required to open SB
account in the bank
a) 8 years
b) 10 years
c) 12 years
d) None of above
11. Bank does not provide loans for
a) Crop loans
b) Education loans
c) Home loans
d) Drinking & Gambling
12. KYC means
a) Know your customer
b) Know your character
c) Both of above
d) None of above
13. Loans from money lenders are
a) With High rate of interest
b) No proper accounting
c) No transparency
d) All of above
Explanation:
14. ATM means
a) Any Time Money
b) Auto Truck of Mahindra
c) Automated Teller Machine
d) None of above
15. Timely repayment of loans results
a) Good reputation
b) No tension
c) Easily availability of loan in
future
d) All of above
16. Defaulter of loan means
a) Not paying loan instalments
b) Bad reputation
c) Illegal activities
d) None of above
17. Life insurance means
a) Insurance of human
b) Insurance of life of human
and Cattle
c) Insurance of Life of
Machines
d) All of above
18. General Insurance relates to
insurance against
a) Fire
b) Theft
c) Burglary
d) All of above
19. Aadhaar is
a) 12 digit number card
b) Identity proof issued by
UIDAI
c) Both (a) & (b)
d) None of above
20. E or S means
a) East or South zone
b) Easy and Swift
c) Either or Survivor
d) None of above
21. Which is prohibited for writing on
currency notes?
a) Political message
b) Religious message
c) Personal message
d) All of above
22. PPF means
a) Pension Planning Funds
b) Person having Pension
Facilities
c) Public Provident Fund
d) Permanent Practitioner’s
Forum
23. Highest denomination of currency
notes issued by RBI is
a) Rs.100/-
b) Rs.500/-
c) Rs.1,000/-
d) Rs.10,000/-
24. NRI means
a) Non Rural Individuals
b) Non Rural Immigrants
c) Non Resident Indian
d) None of above
25. PAN means
a) A kind of utensil
b) Primary Account Number
c) Permanent Account Number
d) None of above
26. Who is the present Chairman of
State Bank of India?
a) Arundhati Bhattacharya
b) O.P. Bhatt
Answer:
c)
Explanation:
term deposit account....