Question

1._________________ Everybody (was-were) asked to be quiet.
2._________________ In a marathon, few of the starters (finishes-finish) the race.
3._________________ Sixty days (is-are) not enough time to complete the project.
4._________________ All of the workers (is-are) receiving their bonus.
5._________________ On our street (is-are) many tall trees.
6._________________ It (don’t-doesn’t) make any difference.
7._________________ The value of cars and motorcycles (has-have) increased.
8._________________ The principal and her husband (is-are) honored guests.
9._________________ Either the pitcher or the base runners (was-were) caught napping.
10._________________ One of my friends (believe-believes) in E.S.P.
11._________________ Have you ever heard the expression, “No news (is-are) good news?
12._________________ There (was-were) several dents in the car.
13._________________ Louise (doesn’t-don’t) want to drive that long distance.
14._________________ Either Luis or Horace (pay-pays) the bills in our house.
15._________________ A boy and a girl (were-was) here to see you.
16._________________ The box of apples (is-are) on the porch.
17._________________ Some of the job applicants (is-are) expected to pass the difficult screening test.
18._________________ The army (is-are) conducting maneuvers in March.
19._________________ Here (come-comes) the family now.
20._________________ Neither of us (is-are) going to work.
21._________________ (Doesn’t-Don’t) they know when to quit?
22._________________ Thirty minutes (is-are) the time limit for the test.
23._________________ Measles (is-are) a disease most children experience.
24._________________ The class (is-are) turning in their registration forms today.
25._________________ Beyond the mountains (is-are) a fertile valley.







Lesson One
Allowances and Spending Plans





























directions
Your teacher will tell you how much "money" you have to spend. You may use ticks to represent money. Now, you need to make spending decisions in all of these categories. Place one tick in each square next to the option you choose in each category. Your goal is to spend something in each category, making sure you have enough money to cover all categories. You have 30 ticks.













allowance allocation



lesson 1 quiz: spending plans
circle the correct answer for each question.
1. Spending plans are decisions about how you spend your allowance. True
False
2. A written spending plan is the best way to manage an allowance. True
False
3. Spending plans should be discussed with parents. True
False
4. Everyone has the same spending plan. True
False
5. My spending plan must remain the same for an entire year. True
False
6. Giving to a church or charity can be part of my spending plan. True
False
7. Changes can be made in my written spending plan:
a. Only once a week
b. Only once a month
c. Only every six months
d. As my needs change
8. Saving provides money for:
a. Emergency expenses
b. Unplanned expenses next year
c. Expenses in five years
d. All of the above
9. A spending plan can be made by:
a. Keeping a diary of expenses
b. Asking a friend to make it for you
c. Deciding what to purchase when you go to the store
d. Checking how much money is in your pocket
10. Which of the following is NOT a spending plan category:
a. Transportation
b. Entertainment
c. Candy bars
d. Clothing



spending diary

directions
What is your usual weekly spending? After you fill out this chart, answer the questions below.

day item amount spent












how much did you spend in each category?

category total amount spent








spending plans
directions
Put yourself on a budget for one month. First, determine what categories of expenses you have. You may include “fun,” “food,” and “gift,” for example. Then decide what your spending limit is for each category. Each week, track how much you actually spend.



expense category weekly budget amount spent
week 1 week 2 week 3 week 4

Answer 1

Answer:

1) was

2)finishes

4)are