Question

1. who can be classified as small farmers

2. why formal loan is not available for small Farmers

3. Explain any one scheme by the government to eliminate poverty in india ​

Answer 1

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• 'Small Farmer' means a farmer cultivating (as owner or tenant or share cropper) agricultural land of more than 1hectare and up to 2 hectares (5 acres).

• Most of the banks are hesitant to offerfinancing to small farmers because of the risk associated such as chances of default due to low level of profitability and the lack of assets which can be used as collateral.

• The programmes can be mainly grouped into 1) Wage employment programmes 2) Self-employment programmes 3) Food security programmes 4) Social security programmes 5) Urban povertyalleviation programmes. 6) skill indiaprogrammes for employment.

Answer 2

Answer:

1. small farmers are the farmers who own small holding of land. They cultivate their land on their own or with the help of other small farmers.

2. Most of the banks are hesitant to offer financing to small farmers because of the risk associated such as chances of default due to low level of profitability and the lack of assets which can be used as collateral.

3. Pradhan Mantri Awaas Yojana-Gramin (PMAY-G). Due to the gaps in the earlier scheme for rural housing, titled Indira Awaas Yojana (IAY) — it was restructured in 2016 to PMAY-G. Through this scheme, the government commits to realizing housing for all, by 2022