10 lines to preserve the man which is flooded
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Most people think they’re covered for flooding with their homeowners insurance policy. But they’re not!
You must buy a separate flood insurance policy to be covered. If you’re in a flood plain, and you have a mortgage, you likely do have the insurance because mortgage companies require it.
But if you’re not in a flood plain, you’re not required to purchase it. That’s where the gap is. Only 18% of homeowners in low-to-moderate risk areas have flood insurance. Of those that have it, 1 in 5 have made a claim.
You must buy a separate flood insurance policy to be covered. If you’re in a flood plain, and you have a mortgage, you likely do have the insurance because mortgage companies require it.
But if you’re not in a flood plain, you’re not required to purchase it. That’s where the gap is. Only 18% of homeowners in low-to-moderate risk areas have flood insurance. Of those that have it, 1 in 5 have made a claim.
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