A cargo ship was insured against
perils of sea through a marine
insurance.while the consignment was
being loaded on to the ship,some
rats also creped along.During the
voyage ,the rats made holes in the
ship.Consequently,the sea water
entered into the ship and the cargo
was damaged.A claim against loss
was filed and was duly compensated
by the insurance company. (a) Which
principle of insurance is applicable in
the given case. (b) Explain any two
other principles
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