ऐसे पत्र जो अनेक स्थानों को सूचना देने अथवा सूचना मँगाने हेतु एक साथ, - एकरूप में भेजे जाते हैं, उसे कहते हैं (क) ज्ञापन (ख) परिपत्र (ग) आवेदन-पत्र (घ) अर्ध सरकारी पत्र।
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Poverty is a state or condition in which a person or community lacks the financial resources and essentials for a minimum standard of living. Poverty means that the income level from employment is so low that basic human needs can't be met.
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