Question

Amrits is a government employee and belongs to a rich urban household whereas ran I works as a helper on a construction site and comes from a poor rural household both have a crisis at home and wish to take loan create a list of arguments explaining who between the two would successfully be able to get the loan from a formal source why?

Answer 1

Amrita would successfully get the loan from a formal source because

Can do the documentation required
Can fulfil the terms of credit
Bank can be assured of repayment of loan by her through EMIs from her salary