Question

Arnav said to him, “You did not return his money.” (change into indirect speech​

Answer 1

Answer:

Arnav told him that he hadn't returned his money

Explanation:

Answer 2

Answer:

Arnav told him that he had not returned his money.

Explanation:

Question:

Arnav said to him,"You did not return his money"

Answer:

Arnav told him that he had not returned his money.

*The given question is in direct speech,declarative sentence.

*So we have to follow the declarative sentence rules.

*In the reporting speech,"said to" is changed into "told".

*In the reported speech,comma and quotation are removed and declarative connective linker "that" is included.

*Pronoun and tense are changed.

*So the answer is,

Arnav told him,that he had not returned his money.