Article on mobile phone-a wonder gadget
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In a remarkably short period of time, Cell phones and mobile technology have become omnipresent in the day-to-day life in Bangladesh. People around the country are using their cell phones for a variety of purposes, especially for calling, texting and taking pictures as well as social awareness raising, literacy training and skill development. The rapid expansion of mobile phone network has been accompanied by a growing emphasis on providing more cellular based services and promoting efficiency and financial sustainability. The recent addition to the list is the mobile banking service.
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Mobile technologies are changing economic life in rural areas of Bangladesh, where many people are using cell phones for a range of financial transactions, such as receiving and sending money transfers. Indeed, mobile banking is already being used by banks and mobile network operators to provide millions of unbanked consumers in rural areas as a way to store and access money digitally. The limited information available suggests that mobile banking is helping these people by providing access to financial services and the ability to pay and be paid electronically—sometimes for the first time in their lives. Mobile banking allow unbanked people to use their phones as a bank account: to deposit, withdraw and transfer money with their handset. People can also use mobile systems to pay utility bills and pay for goods in merchant shops.
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