as a student what is the most valuable lesson you have learned in your study of the financial system?
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The truth is that financial discipline leads to financial freedom. Sticking to our budget and finding ways to save money doesn't constrict us,” he says. To start, create a budget and track everything you spend. Write down your goals, and this way you'll know what you're working toward.
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The Financial Industry Regulatory Authority Foundation estimates nearly two-thirds of Americans can't pass a basic financial literacy test.
Schools aren't instilling financial literacy along with ABCs and the three R's, but parents can educate kids about money.
Encourage hard work, saving and planning; teach kids about investing, budgets and giving; warn them about debt — and don't fix all their mistakes.
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