Assertion:the terms of credit are same for all credit arrangements. Reason:credit arrangements are very complex process to remove the difficulties of same terms of deposits.
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The documentary Overdrawn! explores the ways that major national banks practice predatory lending, particularly in the form of overdraft fees. Since its 2007 release, things have changed at least somewhat for the better.
In late 2017, Bank of America settled a long-running class action lawsuit on this specific issue. They agreed to pay $66.6 million to settle the suit.
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ANSWER :- (D) Both assertion and reason are false.
EXPLANATION :- The terms of credit vary substantially from one credit arrangement to another. They may vary depending on the nature of the lender and the borrower.
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