Question

Balance in A/c XX9325 as of 26-AUG-20 EOD is INR 789.45 . Check A/c for current balance . Credits in A/c are subject to clearing

Answer 1

whenever you deposit any cheque for clearing, that bank credit your account in which you have deposited and finally the cheque is sent to that bank of which it belongs. So second bank may clear or bounce. So clearance of your cheque depends on second bank . So you get message "Credits in a/c are subject to clearing."

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