Bank loan difference between bucket 2 and bucket 3 cases
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Bucket 1 : For loans without signs of credit impairment, i.e. loans never in arrears ≥30 days. Bucket 1 recognizes expected losses within the next 12 months. 2. Bucket 3: For loans with serious credit impairment as well as large exposures with a history of arrearage.
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Coordinate with law enforcement agencies for recovery of bad loans. ... To focus collection resources in the early buckets and on risk accounts, .... (ii) A critical component of the Bank's NPA management policy relates
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