CASE NO: 1 RAM IS A MARGINAL FARMER WHATEVER HE PRODUCES HE USES FOR HIS FAMILY CONSUMPTION AND DOES NOT GENERATE ANY MARKET SURPLUS TO BUY THE SEEDS AND FERTILIZERS HE HAS TAKEN LOAN FROM AGRICULTURE CREDIT SOCIETY. BECAUSE OF HEAVY RAINFALL AND STORMS, HIS CROP IS TOTALLY DESTROYED. HE SUFFERED HUGE LOSS AND TO REPAY THE LOAN HE STARTED WORKING IN A ZAMINDARI FARM
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