causes of failure of poverty elimination programme
Answers
Answer:
Explanation:
The major anti-poverty measures were initiated during 1980s when IRDP program and other measures were started in India.
The identification of beneficiaries were done at village level, by VLW popularly known as Gram Sevaks, the lowest level government functionary in a community development block. The implementation of the beneficiary schemes were entrusted to banks who sanctioned loans for poverty amelioration.
The government was giving 25 to 33% subsidy to small and marginal farmers, scheduled caste and scheduled tribes and the balance was to be recovered from loan beneficiaries.
However after a decade of functioning it was seen although poverty line was improved loans were not recovered leading to the first farm debt waiver upto ₹10000 in 1990. Thus the government reimbursed the dues of farmers to banks.
In stead of becoming self sufficient farmers became dependent on the government leading to pressure on the government exchequer. Ofcourse there were many ground level deficiencies due to faulty selection process and corruption during selection and implementation.
However the system continued in other areas like self employment programs of youth like PMEGP, subsidised farm loan interest as well as subsidised farm inputs like fertilisers and pesticides. The MNREGA was another major anti-poverty scheme of the government which assured 100 days employment to rural poor.
Although there were similar deficiencies relating to the process of identification and implementation the schemes are continuing as major anti-poverty programs although the focus is less now.
The point is to create additional employment opportunities which will remove poverty. The debate is over methodology. In my opinion the individual is the best judge of his potentialities and the government agencies are only facilitators.
They can guide the people, help them in getting finances from banks and make them self-sufficient. Borrowers should also shoulder some degree of responsibility so far as repayment of bank loans are concerned. Then only poverty can be ameliorated and growth will be self-sustaining. Self-sufficiency is the key to removal of poverty.
Answer:
The major anti-poverty measures were initiated during 1980s when IRDP program and other measures were started in India.
The identification of beneficiaries were done at village level, by VLW popularly known as Gram Sevaks, the lowest level government functionary in a community development block. The implementation of the beneficiary schemes were entrusted to banks who sanctioned loans for poverty amelioration.
The government was giving 25 to 33% subsidy to small and marginal farmers, scheduled caste and scheduled tribes and the balance was to be recovered from loan beneficiaries.
However after a decade of functioning it was seen although poverty line was improved loans were not recovered leading to the first farm debt waiver upto ₹10000 in 1990. Thus the government reimbursed the dues of farmers to banks.
In stead of becoming self sufficient farmers became dependent on the government leading to pressure on the government exchequer. Ofcourse there were many ground level deficiencies due to faulty selection process and corruption during selection and implementation.
However the system continued in other areas like self employment programs of youth like PMEGP, subsidised farm loan interest as well as subsidised farm inputs like fertilisers and pesticides. The MNREGA was another major anti-poverty scheme of the government which assured 100 days employment to rural poor.
Although there were similar deficiencies relating to the process of identification and implementation the schemes are continuing as major anti-poverty programs although the focus is less now.
The point is to create additional employment opportunities which will remove poverty. The debate is over methodology. In my opinion the individual is the best judge of his potentialities and the government agencies are only facilitators.
They can guide the people, help them in getting finances from banks and make them self-sufficient. Borrowers should also shoulder some degree of responsibility so far as repayment of bank loans are concerned. Then only poverty can be ameliorated and growth will be self-sustaining. Self-sufficiency is the key to removal of poverty.
Explanation: