Chhotu is a landless farmer. He often needs to borrow money. why?
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Because he is very poor and not a source of income from anywhere. He is not able to fulfill his family needs so he often borrow money. He has lack of money.
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Explanation:
As Chottu is a landless farmer, he doesn't get so much money, If he has it, he would nourish his family. To nourish and take care of his family, he had to borrow money. He and his family needs food and shelter. So, he often needs to borrow money.
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