Conventionally Insurance has been classified in to
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Explanation:
Classified insurance is coverage provided to a policyholder that is considered more risky and thus less desirable to the insurer. Classified insurance, also known as substandard insurance, is most commonly associated with health insurance and life insurance.
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There are two major types of life insurance—term and whole life. Whole life is sometimes called permanent life insurance, and it encompasses several subcategories, including traditional whole life, universal life, variable life and variable universal life.
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