corporate loan do not include ? bill finance , retail loans, working capital loans , bank qurantees
Answers
Explanation:
Working capital financing is done by various modes such as trade credit, cash credit/bank overdraft, working capital loan, purchase of bills/discount of bills, bank guarantee, letter of credit, factoring, commercial paper, inter-corporate deposits etc.
The arrangement of working capital financing forms a major part of the day to day activities of a finance manager. It is a very crucial activity and requires continuous attention because working capital is the money which keeps the day to day business operations smooth. Without appropriate and sufficient working capital financing, a firm may get into troubles. Insufficient working capital may result in nonpayment of certain dues on time. Inappropriate mode of financing would result in loss of interest which directly hits the profits of the firm.
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Answer:
Bill finance,bank guarantee