Question

डेबिट स्वीप का क्या अर्थ है ?

Answer 1

Answer:

when you use your debit card or credit card at a store or online, there is a hidden fee that is charged by the card-issuing banks to process this transaction. For debit card transactions processed as “credit,” this fee is 2-3% of the total purchase price; for transactions run as “debit,” it is roughly 1% of the total purchase price. For purchases using a standard (non-debit) credit card, the swipe fee can be as much as 3% or higher, depending on the extended rewards associated with your card.

Banks work out legal agreements with one of the major credit card companies such as Visa, MasterCard or Discover, as well as EFT networks such as Star, Interlink and NYCE, to become a member bank within their network. The banks then charge a fee to merchants to process these debit and credit card transactions -- a certain percentage of which goes to the credit card company and a smaller percentage is paid to the merchant’s bank.

Answer 2

Answer:

मान लेते हैं कि आपका एसबीआई बैंक या किसी बैंक में खाता है। वे आपको निश्चित सीमा पर डेबिट स्वीप का विकल्प प्रदान करेंगे।

मैंने एक विकल्प देखा जिसमें एचडीएफसी ने रुपये में डेबिट स्वीप की पेशकश की। 1,20,000। तो इसका मूल रूप से क्या मतलब है, इसका मतलब है कि जब भी मेरे खाते में रु। 1,20,000 कि सीमा से अधिक की राशि एक वर्चुअल FD खाते में जाएगी और उच्च ब्याज दर अर्जित करना शुरू कर देगी। आप इस राशि को बिना किसी परेशानी के एटीएम, पीओएस या किसी अन्य माध्यम से निकाल सकते हैं।