Dheeraj is a government employee and belongs to a rich household whereas Raju is a construction worker and comes from a poor rural household. Both are in need and wish to take loan. Create a list of arguments explaining who between the two would successfully be able to arrange money from a formal source. Why?
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Dheeraj will able to arrange money successfully from a formal source because he is litterate and also has security
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Dheeraj is a government employee and belongs to a rich household whereas Raju is a construction worker and comes from a poor rural household. Both are in need and wish to take a loan. Create a list of arguments explaining who between the two would successfully be able to arrange money from a formal source. Why?
Since Dheeraj is a government employee, he can easily ask for a loan because the loan can be easily repaid because he has a stable job and he can pay back the loan monthly along with the interest.
Raju can also apply for a loan and on the basis of his income and the current situation he can also take a loan and pay it back on the monthly investment basis.
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