Question

Difference between total credit of account and accouny balance?

Answer 1

Your current balance is the amount currently owing on your card account. The available credit is the amount that you have available to spend. This is based on the credit limit less the current balance less any pending transactions. The credit limit is the amount of credit available on your card account.

Also the total current balance in your account is also called account balance and all the amount of credit in your account is called total credit of account but not the exact amount remaining as a balance in your account.