Question

differential relationship between banker and customer. plz give proper answer friends!!!

Answer 1

Relationship as Debtor and Creditor

On the opening of an account the banker assumes the position of a debtor. A depositor remains a creditor of his banker so long as his account carries a credit balance.

Relationship with the customer is reserved as soon as the customer account is overdrawn. Banker becomes creditor of the customer who has taken a loan from the banker and continues in that capacity fills the loan is repaid.
Banker as a Trustee

Ordinally a banker is a debtor of his customer in report of the deposit made by the letter but in certain circumstances he act as trustee also