Question

Does a smart card exist for all credit cards

Answer 1

yes , smart banking cards can be used as credit, direct debit or stored value cards, offering a counterfeit- and tamper-proof device. 

Answer 2

electronic processes including personal identification, access control, authentication, and financial transactions. Smart card readers obtain or “read” this type of data. These easy to install devices read the data that is stored on contact or contactless 13.56 MHz smart cards.