find out how common people can avail the facilities given under these schemes
Answers
Explanation:
Over the years, the Indian government has introduced several schemes that have not only helped Indian citizens improve their financial situations, but have also contributed to the country’s economy. Listed below are 7 initiatives set up by the government, post-independence.
1. Pradhan Mantri Jan Dhan Yojna (PMJDY)
PMJDY is a National Mission for Financial Inclusion, particularly to provide access to financial services such as savings and deposit accounts, remittance, credit, insurance, pension, etc. at affordable rates. The scheme was announced on the eve of Independence Day, in 2014 by Prime Minister Narendra Modi.
What has changed?
- 29.43 crore bank accounts opened so far
- Rs 65, 532.77 crore balance in these accounts
- 1.26 lakh Bank Mitras delivering branchless banking services in Sub-Services Areas and counting
- Nearly 25 crore Jan Dhan accounts in the country, of which nearly 5.8 crore are zero-balance accounts.
Related: Why investors are celebrating under PM Narendra Modi’s reign?
Benefits
- 1 lakh accident insurance cover, and Rs. 30,000 life insurance cover for those who opened bank accounts before January 26th
- 4% interest per annum on money deposit
- No criteria for minimum balance
- Money can be transferred to any account in India
- You can get money of government schemes directly in your bank account
- Overdraft facility upto Rs. 5,000 is available after operating bank account for 6 months
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2. Sukanya Samriddhi Yojna (SSY)
Narendra Modi launched the Sukanya Samridhi scheme, under the ‘Beti Bacho, Beti Padhao’ campaign on 22nd January 2015. The aim of this scheme is to meet the education and marriage expenses of a girl child.
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