Question

Ghanshyam took a fire insurance policy but his goods were damaged due to excessive heat. Can he claim to insurance company? If he can then under which principle?

Answer 1

Answer:

No he can't claim it.

Explanation:

By the terms of the fire insurance policy. Fire is the peril for damage not excessive heat. Heat is not even a peril. The reason for the damage was the lack of proper storage facilities.

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