give 10 points to prove that it cheap and affordable credit is essential for country's development
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Explanation:
Many people want to start an enterprise by borrowing may not do because of high cost of borrowing.
. Banks and cooperative societies need to lend more.
. This would lead to higher income and many people could then borrow cheaply for a variety of needs.
. They could grow crops, do business or set up small scale industries.
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