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Conclusion
A bank account is not only about saving money, it's also about managing money. Opening an account is a smart move - it means that you can access a service that helps you control your money, and which may help you borrow at some time in the future, if you need to do so.
But do remember that you are the customer - that means you have rights and if you're not happy, you can complain, and you can move your account somewhere else.
For more information on this, look at www.consumerhelp.ie and www.citizensinformation.ie. Make sure you get the most out of the service the bank is offering.
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