give two example of each working and fixed capital for farmer
Answers
Answer: The farmer is called them, who do farm work. They are also known as agriculturists and cultivators. They produce food ingredients for the rest of the people. It involves cultivating crops, planting in the gardens, caring for chickens or other such animals and increasing them. Any farmer can either own a farm or a laborer hired by the owner of that agricultural land.
In good economic places, the farmer is the owner of the farm and his employees or workers are working in it. However, till earlier it was only a farmer who cultivated crops in the field and enhanced them by taking care of animals, fish etc. However, from the above example, it can be seen that the actual bank of the borrowing firm is a lender of Rs 200 crore, under which there is a loan of more than 72 million rupees. This additional borrowings can be cured in three ways: (i) by depositing fresh capital or promoting long-term debt by promoters; (ii) reducing the holding level of inventory and receivable level by accelerating the inventory and receivable business; And (iii) reimbursement of profit or retention by the internal generation.
With a bank loan of 200 million rupees, the current ratio has decreased to 1.05: 1, indicating the problem of liquidity for the company. In the event of promoters to include additional long-term funds and limit the bank to 128 million rupees, the current ratio will be 1.33: 1, which is an ideal situation.
In the above example, an additional bank of 72 million rupees can be borrowed, which can be withdrawn out of 200 million rupees and can be kept in a separate account called Working Capital Term Loan (WCTL), which is the amount of gradual payment from induction But mutually agreeable can be adjusted by fresh capital or profits generated from business operations. With this practice, bank finance for working capital can be brought to MPBF level of 128 million rupees. Additional requirements of bank finance for working capital for later years will be completed separately and will not be mixed with the above mentioned WCTL.
After assessing the maximum permissible bank finance (MPBF) as mentioned above, in the estimated balance sheet with detailed analysis, the amount against the short-term lending item for working capital from banks should be included in current liabilities. Flow in the following format
Explanation: