Question

given that a large number of people in our country are poor does it in anyway affect the capacity to borrow

Answer 1

Answer: Large number of people in our country are poor then it will certainly affect their capacity to borrow due to their low income and less wealth they are this proposal they can't affort to borrow much, because there is a danger of falling into debt trap.

Explanation:

Answer 2

• Yes, it affects the borrowing capacity e as a large number of people in our country or poor.  
• Firstly the borrowing depends on the amount of collateral one possess.  
• People who are poor and have nothing as their security has very little or no borrowing capacity.
• The lending  power is concentrated on some hands and does it affect the borrowing capacity of a country.
• Poverty also affects the borrowing capacity of a country because not many people keep their money invested or at banks and thus  reducing   the borrowing or lending capacity of a country.