Question

how are commercial banks organised controlled and financed​

Answer 1

Answer:

Banks pay depositors less than they receive from borrowers, and that difference accounts for the bulk of banks' income in most countries. Banks can complement traditional deposits as a source of funding by directly borrowing in the money and capital markets.

Explanation:

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Answer 2

Commercial banks are financed by the deposits of the general public and money from the central bank.

Explanation:

• The central bank or the reserve bank of India is the institution that controls and finances all the commercial banks in the country.
• The central bank has devised certain guidelines and regulations that have to be observed by all the commercial banks.
• The central bank also grants money to these commercial banks.
• Moreover, some amount of money is also gathered from the general public who are customers of the bank and keep their money in their accounts.