How are health insurance schemes helping poor ?
Answers
Studies on the link between health insurance and access and utilization of health care services have produced mixed results. Although a greater part of the literature suggests that the introduction of the National Health Insurance Scheme contributed to an increase in access to health care , other studies have hinted on the limits of the scheme in providing access to some vulnerable populations . For instance, Dixon et al. (2011) suggests that poor household members who qualify for exemptions in the pro-poor scheme are left out because of weak and fuzzy indigent policy identification criteria. ...
... Although a greater part of the literature suggests that the introduction of the National Health Insurance Scheme contributed to an increase in access to health care , other studies have hinted on the limits of the scheme in providing access to some vulnerable populations. For instance, Dixon et al. (2011) suggests that poor household members who qualify for exemptions in the pro-poor scheme are left out becase of weak and fuzzy indigent policy identification criteria. In addition, Schieber et al. (2012) suggests that the NHIS was nearing bankruptcy and made recommendation for immediate financial management reforms to ensure the viability of the scheme. ...