Question

how banks grant us lone​

Answer 1

Answer:

U first have bank account.

And have a solid credit worthiness..

Hope it's help you

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Answer 2

Answer:

you need to have a Credit card to get loan you should have a credit card .a credit card dictates the type of loan and loan turns the lender should grant you this means that you should have a history of borrowing and repaying loans to get a loan

Explanation:

if you want to get a loan without a credit card you generally have to start with borrowing less money with higher rates you can also consider with alternative lenders such as online lenders who are ready to grant to Loan by looking at a financial incomes rather looking at the credit card to give you a loan or not