Accountancy, asked by devinwilliams9, 6 months ago

How does payment history affect a FICO score?
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Answered by mohdrizwan17272
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Answer:

Your payment history is a record of your payment behavior on all credit accounts, such as credit cards and loans. It is the single biggest factor that influences your credit score. This factor is so important that it alone accounts for 35% of your FICO score, while VantageScore calls it “extremely influential.”

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