how is the United State different from other advanced countries in the terms of Healthcare and as a basic right
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Answer:
Private health insurance is either offered through your employer or school, or you have to buy it on your own. You can select a plan that suits you best from the ACA’s Health Insurance Marketplace. The ACA, which stands for the Affordable Care Act—it’s nicknamed “Obamacare”—provides subsidies to those who can’t afford high premiums of insurance plans. The size of the subsidy depends on the individual’s income. Some states like California, Colorado, New York, and Massachusetts run their own healthcare exchanges.
The world of health insurance also has its own language and an extended glossary. It helps to learn a few of the essential terms in order to understand the plan you’re buying:
Premium: The monthly cost of your plan.
Deductible: The amount you pay out of pocket before your insurance kicks in.
Co-Insurance: The percentage of costs you still need to pay after your insurance kicks in.
Co-pay: What you pay the doctor at every visit.
Cost of health insurance varies widely, and it depends on the types of benefits you choose. Usually plans with higher premiums cover more of your medical expenses. In 2018, premiums averaged $440 per month for individuals, and $1,168 per month for families.
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