how many of these ways we can think of are events that would occur when the disaster is actually happening?
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Answer:
A natural hazard is a threat of a naturally occurring event that will have a negative effect on humans. This negative effect is what we call a natural disaster. In other words, when the hazardous threat actually happens and harms humans, we call the event a natural disaster.
Natural Hazards (and the resulting disasters) are the result of naturally occurring processes that have operated throughout Earth's history.
Most hazardous processes are also Geologic Processes.
Geologic processes affect every human on the Earth all of the time but are most noticeable when they cause loss of life or property. If the process that poses the hazard occurs and destroys human life or property, then a natural disaster has occurred. Among the natural hazards and possible disasters to be considered are:
Earthquakes
Volcanic Eruptions
Tsunami
Landslides
Subsidence
Floods
Droughts
Hurricanes
Tornadoes
Asteroid Impacts
All of these processes have been operating throughout Earth history, but the processes have become hazardous only because they negatively affect us as human beings. Important Point - There would be no natural disasters if it were not for humans. Without humans, these are only natural events.