Question

how was toto an expensive deal for grandfather

Answer 1

toto was very naughty monkey. he was in habit to tear certains ,dishes.he also used to tear dresses of author's aunt.grandfather learn that such monkies cannot keep for a long time
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Answer 2

Toto an expensive deal for grandfather:  

The grandfather bought “Toto from a tonga driver for five rupees”. Toto was a pretty monkey, and the grandfather hide the monkey from grandmother until she is in a good mood. The little monkey was so mischievous and caused much destruction in the house.

It tore curtains, clothes, wallpapers and destroyed vessels. Grandfather was not a wealthy man and so cannot afford the loss of household items. Therefore, he sells the monkey to the tonga-driver again for three rupees.