Question

i have created icic online bank but in the process i quit the process without getting my account number, what will happen, if acount not open, how many days end the process​

Answer 1

Explanation:

If you fail to carry out any transaction for 24 months through your bank account, it can be frozen.

This is in line with the Reserve Bank of India's (RBI) mandate, that a bank account automatically gets classified as inoperative or dormant if there are no 'customer-induced transactions' for that period.

These include any debit or credit transactions, as well as third-party deposits or remittances.

However, according to the guidelines, the bank cannot freeze your account if you fail to meet the minimum balance requirement.

Also, if banks deposit the interest earned on fixed deposit in your account, the guidelines consider it as a customer-induced transaction, keeping the account operational.

You can avoid all this, by making small transactions routinely. For example, you can use the account for small ATM withdrawal or payments.

If you have shifted cities or countries, you can use netbanking to transfer small sums between two accounts. If the account is no longer useful, best is to close the account.

Normally, the bank would intimate the customer two to three months prior to the account becoming inoperative. If you still don't take any action, the bank will send a letter declaring the account dormant.

Answer 2

Answer:

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