Question

in which kind of card only the amount available in the account can be spent
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Answer 1

Explanation:

Debit cards encourages a habit of responsible spending since the cardholder can only utilize their own money within account limits. It also helps in better budgeting and money management since the transactions are recorded.

Answer 2

Debit card users can only spend what the money available in his or her account. A standard debit card is linked to a checking account, a prepaid debit card is not.