Question

indirect speech to transfer - I shall say to you“I cannot give you the money

Answer 1

Indirect Speech

In indirect speech, we convey the message of the speaker in our own words to another person.

Procedure of changing direct speech into indirect speech

Remove comma and inverted commas.Put "that" between the reporting and reported speeches.(it is optional to put "that" between the reporting and reported speech)Change the 1st letter of reported speech into small letter except for "I"Change the pronoun of the direct speech according to the rules described in table 2Change the tense of the direct speech appropriately according to rules described in table 3.Change the words expressing nearness in time or places of the direct speech into its appropriate words expressing distance as per table 1

Rules for changing Direct into Indirect Speech

The past tense is often used when it is uncertain if the statement is true or when we are reporting objectively.Indirect Speech ConversionDirect Speech ConditionPresent Tenses in the Direct Speech are changed into Past Tense.If the reporting or principal verb is in the Past Tense.Do Not Change Tense of reported Speech in Indirect Speech sentenceIf in direct speech you find say/says or will say.Direct speech the words within the quotation marks talk of a universal truth or habitual action.The reporting verb is in a present tense.When there are two sentences combined with the help of a conjunction and both sentences have got different tenses. then change the tenses of both sentences according to the rule.Words expressing nearness in time or places are generally changed into words expressing distance.
now u can write your own speech