Question

institutions engaging in mobilisation and allocation of savings act as a channel between the savers and borrowers of funds? ​

Answer 1

Answer:

1. It means developing appropriate products to satisfy the local demand for voluntary savings services and marketing those products to savers of varying income levels. Simply put, savings mobilization is capturing voluntary savings deposits, protecting them, managing them, and using them to fund loan portfolios.
2. Savers wish to minimize their risk and prefer their money to be safe. Banks are able to minimize the risk of individual loans by diversifying their investments, pooling risks, screening and monitoring borrowers and holding capital reserve.

hope thus may useful , mark me as BRAINLIEST

Answer 2

Because of their network of offices, commercial banks, the major ingredient of banking firms, should be the key relevant vital institutions that stimulate and deploy deposits and funnel savings into productive investment.

By diversification their investment opportunities, consolidating risks, testing and monitoring borrowers, and maintaining capital reserves, banks can decrease the risk of individual loans. Commercial banks play a critical role in organizing individual depositors' funds. They provide households with the most essential organization where they can deposit their money in order to earn interest and ensure the safety of their funds.