insurance is managed by employers so if an employee is sick and losses her job her insurance will be expensive due to Insurance is managed by employers, so if an employee is sick and loses her job, her insurance will be expensive due to preexisting conditions; by contrast, a healthy person who loses his job may not be incentivized to purchase health insurance. This is an example of
a. moral hazard
b. selection bias
c. pooled risk
d.
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Answer:
a is the correct answer
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