is a crossed cheque is always payable across the bank counter?
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A bearer cheque is always payable across the bank counter. A cross cheque is a cheque which has to be directly deposited in the bank account of the person so mentioned. It cannot be made payable over the counter.
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★★ᴀ ʙᴇᴀʀᴇʀ ᴄʜᴇǫᴜᴇ ɪs ᴀʟᴡᴀʏs ᴘᴀʏᴀʙʟᴇ ᴀᴄʀᴏss ᴛʜᴇ ʙᴀɴᴋ ᴄᴏᴜɴᴛᴇʀ. ᴀ ᴄʀᴏss ᴄʜᴇǫᴜᴇ ɪs ᴀ ᴄʜᴇǫᴜᴇ ᴡʜɪᴄʜ ʜᴀs ᴛᴏ ʙᴇ ᴅɪʀᴇᴄᴛʟʏ ᴅᴇᴘᴏsɪᴛᴇᴅ ɪɴ ᴛʜᴇ ʙᴀɴᴋ ᴀᴄᴄᴏᴜɴᴛ ᴏғ ᴛʜᴇ ᴘᴇʀsᴏɴ sᴏ ᴍᴇɴᴛɪᴏɴᴇᴅ. ɪᴛ ᴄᴀɴɴᴏᴛ ʙᴇ ᴍᴀᴅᴇ ᴘᴀʏᴀʙʟᴇ ᴏᴠᴇʀ ᴛʜᴇ ᴄᴏᴜɴᴛᴇʀ.
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