Johnson & Johnson is a furniture store. Assume that you are its manager of Customer Service. You manange the store’s credit. Today, you have received a letter from Nadeem Saleem who has made a request for furniture on loan. Although his income is fairly high, his last two payments on his college loans were late. Also, he has three bank credit cards, all of them are charged to the maximum limit, and he has made the minimum payment on them for the last three months. Write a letter to Nadeem Saleem refusing his request.
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