Question

कोई धन 12% वार्षिक चक्रवृद्धि ब्याज की दर से 1 वर्ष के लिए दिया जाता है यदि ब्याज प्रति तिमाही देय हो तो प्रति तिमाही ब्याज की दर बताइए?

Answer 1

1 वर्ष अर्थात 12 माह के लिए ब्याज़ की दर=12%,

तब

3 माह के लिए ब्याज़ की दर=12%/4/=3%

Answer 2

The quarterly interest rate would be  3%.

If an annual interest rate of 12% is given on a loan for one year and the interest is paid on a quarterly basis,

then the quarterly interest rate would be (12/4) = 3%.

• Annual interest rate is the amount of interest that is charged on a loan or an investment over a one-year period. It is usually expressed as a percentage of the principal amount (the initial amount borrowed or invested). The annual interest rate is used to calculate the interest charged on a loan or earned on an investment over a year.

• For example, if an individual borrows $1000 at an annual interest rate of 12%, then the interest charged for one year would be 12% of $1000, which is $120. This means the individual would have to pay back $1120 in total (1000 + 120) after one year.

• It's important to note that some loans and investments may have different interest rates for different time periods, such as monthly or quarterly, instead of annual. The annual interest rate can be calculated by multiplying the periodic interest rate (e.g. monthly) by the number of periods in a year (e.g. 12 for monthly, 4 for quarterly).

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