let A and B two different person. A is giving cheque to B. As we know every cheque has 3 months time but if B has not taken out money from bank then A has to pay fine but B reached after 3 months to bank for money then who will pay fine A or B ?
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A has to pay the fine because the sentence is saying that B reached AFTER three months and we know that every cheque has only 3 months time it means that B has reached bank in the 4th month
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