History, asked by nups8938, 10 months ago

Objective and importants of self help group.

Answers

Answered by gurpreetkaur79359
0

Answer:

A Self Help Group is an association of the poor people specially women who belong to the same social & economic background. ... The main purpose of SHG s is to mobilize savings among their members and used resources to meet the emergent credit needs of the members of the group.

Answered by satyanarayanojha216
0

Objective and importance of Self Help Group

Explanation:

  1. A self help group is a financial support group that is formed at the village level. It consists of around 15-20 members that meet and save regularly. They pool together their savings until the capital is sufficient to begin lending. The interest charged on these loans is less than what is charged by moneylenders. Regular savings may entitle the group for bigger loans from a bank.
  2. These loans are utilised to generate self-employment. Self help groups function as a source of access to micro-credit for women in village. They are also instrumental in ensuring community-based decision making. Self help groups also reduce transactional costs associated with lending.
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