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Answer 1

Answer:

India’s decision to impose the world’s biggest virus shutdown has exposed a weak spot for the largest securities firms, which grappled with a sudden halt of their operations there.

Some global banks are scrutinizing their presence in Asia’s third-largest economy after the lockdown in March effectively closed call centers and other units overnight. European regulators have also assessed the impact of India’s lockdown on the banking industry this week, showing the challenges of providing the infrastructure such as laptops required to work remotely.

The push to outsource support functions such as call centers “exposed these banks to operational risks,” according to a European Banking Authority report. “Many such offshore facilities were less prepared to address the Covid-19 operational challenges owing to a lack of opportunities for remote working or reduced availability of staff,” the EBA said.

JPMorgan Chase & Co, Barclays Plc and Nomura Holdings Inc. are among lenders that initially scrambled to keep their Indian operations running, people with knowledge of the matter said. Banking offices were all but deserted the day after the government imposed a lockdown to halt the spread of the virus, said the people, who asked not to be named discussing private information.

While regional governments including Karnataka, whose capital is Bengaluru, and Mumbai’s state of Maharashtra were quick to grant special exemptions so that some employees could go to offices, those policies were not across the board, and global finance firms struggled to put contingency plans in place.

“Our businesses within India remain operational while complying with all relevant government mandates and policies,” a JPMorgan spokesman in London said.

Explanation:

Answer 2

Answer:

has reduced the distance and clarity of what we see by 70 percent.” The sources of smog and soot are similar. “Both come from cars and trucks, factories, power plants, incinerators, engines—anything that combusts fossil fuels such as coal, gas, or natural gas,” Walke says. The tiniest airborne particles in soot—whether they’re in the form of gas or solids—are especially dangerous because they can penetrate the lungs and bloodstream and worsen bronchitis, lead to heart attacks, and even hasten death.

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