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Non-Institutional sources include moneylenders, traders and commission agents, relatives and landlords, but institutional sources include co- operatives, commercial banks including the SBI Group, RBI and NABARD.
Explanation:
Money lenders, Traders, Relatives, Friends and Landlord are those persons who provide non- institutional credit. Agricultural credits given by these sources are called non-institutional credit.
The main sources of agricultural credit are 26 banks, with five commercial banks including Allied Bank Limited (ABL), Habib Bank Limited (HBL), Muslim Commercial Bank (MCB), National Bank of Pakistan (NBP) and Union Bank Limited (UBL), two specialized banks, ZTBL and Corporative Bank Limited.
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