Poor households are deprived from the formal sector loans because:
a) They are forced to take loans from the informal sectors
b) They fail to comply with collateral and documentation securities
c) They do not like to go to banks
d) The cost of borrowing is very high
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Among the following maintenance of health and sanitation, registration of births and deaths, providing primary education are the functions of Municipal Corporation whereas disposal of the civil disputes is not its function.
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