Prepare a budget for family of three where earning is rs 15000 /-p. M.
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It's depends on how you choose to live in Chennai. Average expenditure will be less than 7500 if you stay with your friends. But I can definitely write you few tips and tricks that gives you a better saving than this .
1. You can save considerably if you share the accommodation. 1 Bhk rooms in Chennai will cost you 7k to 9k( including EB and water) and affordable for 3 members. 2 BHK semi furnished flats cost 12-14k plus maintenance. Affordable to 5-6 members.
2. Cook your own food for major part of the week. Or arrange a cook person for you . You can get a good cook for 5000. And the cook needs will be 3000-4000 based on your veg and non veg ratio. Please go with monthly purchases.
3. If you are gonna follow the point to invest some good amount of money in getting the necessary setups( including mixer grinder and vessels , go with gas stoves instead of electric cooker or induction equipments)
4. In some places you can also find mess which serve food two times a day for bachelors and office-goers on monthly basis for much lower price than restaurant. You can eat from such places if you cannot cook your food.
5. If you are having your own vehicle, please get a friend who can travel with you and share the fluid charges . Even if sharing doesn't work just help someone for social cause. If not use monthly passes for train and bus.
6. Get a WiFi connection ( cost less than 2000 and can be shared by 5 people ) that can be shared with room mates. Opting connection with good amount of hours will help to connect with copy from home.
7. You can get a laundry shops with low rates.but decide with your room mates if they are okay with the plan of rental or owned washing machines.
8. Refreshments and other expenses( tv,fridge,snacks,drinks, milk, fruits,body spray ans personal cleaning needs) .- it's all depends on you how much you wanna spend on your daily/ weekly refreshments, don not compromise in your cleaning needs . For refreshments, Go with the group that will always save your purse and brings you lot of happiness.
9.Try to spend some money on fruits and good veggies to take care of your health. This will avoid the medical expenses.
10. Most of us having troubles in saving money. Better options to save them in LIC,PPF, some good mutual funds.explore them. Remember affordablity will grow when your salary grows .
Happy living !
1. You can save considerably if you share the accommodation. 1 Bhk rooms in Chennai will cost you 7k to 9k( including EB and water) and affordable for 3 members. 2 BHK semi furnished flats cost 12-14k plus maintenance. Affordable to 5-6 members.
2. Cook your own food for major part of the week. Or arrange a cook person for you . You can get a good cook for 5000. And the cook needs will be 3000-4000 based on your veg and non veg ratio. Please go with monthly purchases.
3. If you are gonna follow the point to invest some good amount of money in getting the necessary setups( including mixer grinder and vessels , go with gas stoves instead of electric cooker or induction equipments)
4. In some places you can also find mess which serve food two times a day for bachelors and office-goers on monthly basis for much lower price than restaurant. You can eat from such places if you cannot cook your food.
5. If you are having your own vehicle, please get a friend who can travel with you and share the fluid charges . Even if sharing doesn't work just help someone for social cause. If not use monthly passes for train and bus.
6. Get a WiFi connection ( cost less than 2000 and can be shared by 5 people ) that can be shared with room mates. Opting connection with good amount of hours will help to connect with copy from home.
7. You can get a laundry shops with low rates.but decide with your room mates if they are okay with the plan of rental or owned washing machines.
8. Refreshments and other expenses( tv,fridge,snacks,drinks, milk, fruits,body spray ans personal cleaning needs) .- it's all depends on you how much you wanna spend on your daily/ weekly refreshments, don not compromise in your cleaning needs . For refreshments, Go with the group that will always save your purse and brings you lot of happiness.
9.Try to spend some money on fruits and good veggies to take care of your health. This will avoid the medical expenses.
10. Most of us having troubles in saving money. Better options to save them in LIC,PPF, some good mutual funds.explore them. Remember affordablity will grow when your salary grows .
Happy living !
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